Congratulations! You have decided to purchase a home, or  thinking about buying one. You’ll be joining the ranks of hundreds of families who realize that home ownership offers a number of benefits including creating an environment for your family. When you own your own home, your hard-earned dollars contribute to your mortgage.  Thus you could build some equity on like  spending money renting.

Buying a home is one of the biggest financial decision you will be making, and with that in mind it is important for you to get have the right partners on your side, to make sure  this process will go as smoothly as possible.

Before you go house hunting there are a few steps that should be taken.  First you will need to know how much of a mortgage you would qualify for, that is if you are not paying cash.  To  get this information you will need to consult with a mortgage professional.  If that was not done by the time you choose a real estate agent the agent will recommend several mortgage professional to you.

I know you will be eager to go out and look at homes, before doing that it is important to sit down with your agent to discuss your criteria, and  for the agent to get a better understanding of your needs.  Doing this will save you time and disappointment and will cut-down on the time you spend house hunting.

At JFive we’ll take you through the planning process step-by-step , to help you determine which home is right for you. You’ll find a host of informative articles on mortgages, viewing homes, the offer, closing details and moving on our website and blog.

So if you are looking for a home in Dutchess County Columbia or Ulster Counties, in towns such as Rhinebeck, Hyde Park, Poughkeepsie, Gallatin, Hudson, Saugerties please give us a call.  You can get a head start by providing some preliminary information here .

Contact JFive Homes for all homes in Upstate New York or for tips on where to live in upstate New York. I look forward to helping you buy or sell in our area.